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The cost of a metal roof in Florida heading into 2026 is $16,500 – $48,000+
In 2026, realistic metal roof pricing reflects higher material standards, skilled labor requirements, and Florida’s strict wind codes. At SouthShore Roofing & Exteriors, we believe in total transparency. Below is a chart based on home size.
In this guide, we break down the real costs you can expect to pay, from budget-friendly screw-down panels to premium standing seam systems that last 50+ years. Visit our Metal Roof Maintenance Tips Guide to help prolong your roof’s lifespan.
Average Metal Roof Cost in Florida (2026 Estimates)
The cost of a metal roof depends heavily on the size of your roof deck (which is often larger than your living square footage) and the complexity of the installation.
Below is a realistic price range for a complete, turnkey installation in the Tampa Bay area for 2025. These estimates include tear-off, labor, materials, and permitting.
| Home Size (Approx. Roof Area) | Basic (Exposed Fastener) | Premium (Standing Seam) |
| 1,500 sq. ft. | $9,000 – $14,500 | $16,500 – $24,000 |
| 2,000 sq. ft. | $12,000 – $19,000 | $22,000 – $32,000 |
| 2,500 sq. ft. | $15,000 – $24,000 | $27,500 – $40,000 |
| 3,000 sq. ft. | $18,000 – $29,000 | $33,000 – $48,000+ |
Helpful Tip: Roof Area is typically 1.35x the “Living square footage” due to overhang and pitch. The ranges above account for typical Florida roof complexity.
Cost Breakdown by Metal Material Type
Not all metal roofs are created equal. The “Price Per Square” (a roofing term for 100 sq. ft.) varies significantly based on the metal gauge and paint system.
According to Sheffield Metals, a leading manufacturer, price fluctuations are often driven by raw steel tariffs and the quality of the paint finish (like Kynar 500®), which prevents fading in the Florida sun. (Source: Sheffield Metals)
| Material / Style | Cost Per Sq. Ft. (Installed) | Lifespan (Florida) | Best For… |
| Screw-Down (Exposed Fastener) | $6.00 – $9.50 | 15–25 Years | Budget-conscious homeowners; outbuildings. |
| Standing Seam (Concealed Fastener) | $11.00 – $16.00 | 40–50+ Years | Maximum wind protection; coastal homes. |
| Aluminum (Coastal/Saltwater) | $13.50 – $18.50 | 50+ Years | Homes within 1 mile of the ocean (won’t rust). |
| Stone-Coated Steel | $10.00 – $14.00 | 30–50 Years | HOA communities requiring a “shingle look.” |
Why Choose Aluminum in Florida?
If you live near the coast, standard steel can rust over time due to salt spray. We often recommend aluminum roofs for our coastal clients because it is naturally resistant to corrosion. While it costs slightly more upfront, it is the only metal option that carries a warranty within 1,500 feet of the shoreline.
Key Factors That Influence Your Quote
Why might your neighbor’s roof cost less than yours? Here are the specific factors that change the final price tag:
- Roof Complexity: A simple gable roof (two sides) is cheaper to install than a roof with multiple dormers, valleys, and skylights.
- Access: If our trucks cannot get close to your home, or if your roof is two stories high, labor costs increase due to safety equipment and time.
- Old Roof Removal: Most Florida codes require us to tear off your old Asphalt Shingle Roof before installing metal to ensure the decking is sound.
- Florida Wind Codes: We must use specific hurricane clips and fastener patterns to meet HVHZ (High Velocity Hurricane Zone) standards, which ensures your roof survives the next storm.
Metal vs. Shingle: The “Hidden Value” Comparison
Many homeowners suffer from “sticker shock” when comparing metal to shingles. However, the 2024 Cost vs. Value Report by Remodeling Magazine highlights that metal roofing in the South Atlantic region retains high resale value and durability compared to other materials. (Source: JLC Cost vs Value Report)
Here is the 30-year financial outlook:
| Cost Factor | Asphalt Shingle Roof | Standing Seam Metal Roof |
| Initial Install Price | $12,000 – $18,000 | $28,000 – $38,000 |
| Replacement Cycle | Every 12–15 Years | Once every 40–50 Years |
| Avg. Annual Insurance Savings | None | 15% – 25% (Wind Mitigation) |
| Energy Savings (Cooling) | Standard | Up to 25% Reduction |
| Total 30-Year Cost | **~$30,000+** (Includes 1 replacement) | ~$28,000 (Initial cost only) |
Don’t Forget Insurance Savings!
In Florida, switching to a metal roof can significantly lower your home insurance premiums. Metal roofs typically qualify for Wind Mitigation credits because they are Class A fire-rated and have superior wind uplift resistance. Many of our clients see their new roof “pay for itself” over time through these savings.
Financing Your New Metal Roof
We understand that a metal roof is a significant investment. That’s why SouthShore Roofing & Exteriors offers flexible payment options to help you protect your home without breaking the bank.
PACE funding assistance
Low monthly payment plans
0% interest options (for qualified buyers)
Check out our Financing Page to see what you qualify for in minutes!
Get a Precise Metal Roof Estimate in Tampa Today
Online calculators are helpful, but they can’t see your roof. If you want a firm price that you can trust—with no hidden fees—contact the local experts.
We are proud to serve Tampa, Brandon, Riverview, and the surrounding South Shore communities.
Ready to upgrade? Get a metal roof quote in 60 seconds or less using our Instant Roof Quote!
Call us at (813) 400-3329
How much does it cost to put a metal roof on a 2000 sq ft house in Florida?
2,000 sq. ft. Home
$12,000 – $19,000 (Basic, Exposed fastener)
$22,000 – $32,000 (Premium, Standing Seam)
Is it cheaper to put a metal roof or shingles?
Upfront, asphalt shingles are 50–60% cheaper than a metal roof. A typical shingle roof might cost $12,000, while a comparable metal roof could cost $24,000+. However, metal is often the better financial choice long-term because it lasts 3 times longer (50+ years vs. 15 years) and can lower your Florida home insurance premiums by up to 25%.
Is insurance cheaper with a metal roof in Florida?
Yes, in almost all cases, homeowners insurance is cheaper with a metal roof in Florida compared to a shingle roof.
In Florida’s high-risk hurricane zones, insurance companies view metal roofs as a lower liability because they are far less likely to suffer major damage from high winds, hail,
